His father and Jiao Tao's father had gone into business together and lost money, accruing high-interest debt.
If they didn't pay back the money, both their families would be completely ruined.
Caught up in family troubles, Jiao Tao was so distracted that she nearly got hit by Xie Wenhui's car.
Xie Wenhui got out of the car to check on Jiao Tao, and seeing that she was young and beautiful, he had ulterior motives and offered to take her back to school.
When Jiao Tao got out of the car, he took her contact information.
The next day, he asked her out to dinner.
Learning that he was the Young Master of the Xie family, and struggling to eat or sleep because of money troubles, he and Jiao Tao quickly targeted him.
Xie Wenhui pursued Jiao Tao, who easily went along with it and agreed to his courtship.
The high-interest loan was like a mountain to him and Jiao Tao; even if they sold both their families' houses, they still couldn't pay it off.