"The Capital Branch and Mountain Domain Branch operations still need further expansion to serve as an important foundation for the bank to combat risks.
The situation in the Snow Moon Territory is special, completely free from the lack of loan clients, and the focus of subsequent work should be on attracting deposits.
The Near East is a funding black hole, capable of swallowing any amount of money. The loans we've issued so far can only count as a trial run.
As the domains develop, the funding gaps these Noble Lords face will only grow larger.
Even if we were to offer a credit line of ten million Gold Coins, it would be quickly swept up by the exterior Nobles.
At present, the bank's capital turnover is not high enough. Our data indicates that for every Ten Thousand Gold Coins loaned out, six thousand Gold Coins will be withdrawn within a month.
We must increase more ancillary services to bring down this withdrawal ratio, ideally below 30%.
