The answer is actually quite simple.
Those who would be punished for such a thing, they can't be considered Divine Favored.
Just like the metaphor used by Bishop Loyd about the helper woman slapped in the face, Kael, as a Divine Favored, accepted the bank card from the hands of a middle-aged man and received the middle-aged man's promise to "spend it as you like."
She looked disgruntledly at the middle-aged man she was supposed to call dad, then went straight to the bank, transferred all the money from the bank card to her account, and ran in front of the middle-aged man to cut up the bank card right before his eyes.
The middle-aged man was only stunned for a moment, and then he laughed and said, "No problem, as long as you use it, it was meant for you to spend, do whatever you want."
This metaphor is actually quite apt.
Because most of the time, those who are Divine Favored usually have the blood of the deities that granted Divine Favor flowing through their veins.