After putting the bills and coins aside for later, I headed to Nora's office to discuss several matters. First, I informed her that after the bank's opening at noon, she could start opening accounts for customers, as the bank was now fully staffed. I also instructed her to begin issuing the new currency, recommending she encourage visits to the Normandy Mall.
Additionally, she could start issuing bank cards, although we would need to delay the introduction of credit cards. While we initially thought loans could start immediately, we decided that for now, only collateral loans would be offered, as it was important to first build up customer account usage before introducing credit-based loans.
The second topic we addressed was the distribution of the new currency, totaling 1,400,000 Sol worth of bills. This amount might seem surprising, considering the rule of 1 Sol equating to 0.1 grams of gold. According to the financial records I completed earlier, the bank treasury held only 14,000 Ran, equivalent to 14,000 grams of gold or 140,000 Sol. This raised the question of how the remaining 90% of the bills were accounted for. Over the last three days, I spent a significant amount of time fabricating gold using mana.
While this might sound outlandish, the process relies on mana particles attaching to molecules, mimicking the missing elements to create any compound. With ample time and an extraordinary mana reserve, I managed to produce the missing 126 kilograms of gold.
In the long term, sustaining this level of gold production would be impossible. However, in the short term, this method proved invaluable for addressing the shortage. Fortunately, such issues are unlikely to arise in the future. The distribution of the bills was as follows:
The distribution of bills was thoughtfully planned, ensuring balance and accessibility across various denominations.
For the 100 Sol bills, 500 units were issued, amounting to a total value of 50,000 Sols, representing 3.571% of the overall distribution.
Similarly, 50 Sol bills were distributed in a batch of 1,000 units, also equating to 50,000 Sols, which made up another 3.571% of the total.
Moving to 20 Sol bills, 3,750 units were issued, with a combined value of 75,000 Sols, accounting for 5.357% of the total. The 10 Sol bills were distributed in a quantity of 10,000 units, summing up to 100,000 Sols and taking up 7.142% of the allocation.
A larger batch of 5 Sol bills, consisting of 22,500 units, totaled 112,500 Sols, making up 8.035% of the overall distribution. Smaller denominations were also heavily emphasized.
1 Sol bills were distributed in a substantial amount of 200,000 units, totaling 200,000 Sols and forming 14.285% of the total allocation.
The 0.5 Sol bills saw an issuance of 425,000 units, amounting to 212,500 Sols and contributing to 15.178% of the total.
Lastly, 0.1 Sol bills and coins were issued in the largest quantity, with a combined total of 3,000,000 units evenly split between bills and coins. Together, they contributed 300,000 Sols, forming a significant 21.428% of the total.
Coins followed a similar systematic breakdown.
The Lenprial a 50 Mill coin or (0.050 Sol) coins were distributed in a batch of 2,000,000 units, adding up to 100,000 Sols and accounting for 7.142% of the total.
For the Dofel a 25 Mill coin or (0.025 Sol) coins, 4,000,000 units were issued, also summing up to 100,000 Sols, representing another 7.142% of the distribution.
Cerian a 10 Mill coin or (0.010 Sol) coins saw 2,000,000 units issued, with a total value of 20,000 Sols, making up 1.428% of the total.
A larger batch of Klan a 5 Mill coin or (0.005 Sol) coins consisted of 12,000,000 units, totaling 60,000 Sols and forming 4.285% of the distribution.
Finally, the smallest denomination, Syroso a 1 Mill coin or (0.001 Sol) coins were distributed in a quantity of 20,000,000 units, equating to 20,000 Sols and accounting for 1.428% of the total.
After finalizing the distribution of bills and coins, I instructed Nora to reserve 20% of all the bills for future use, providing a buffer for added flexibility. I also informed her that checks would be introduced approximately one month later, allowing people time to adjust to the new currency system before introducing additional innovations.
This initiative was one of the most heavily advertised concepts tied to the bank's grand opening. Once operational, the bank was projected to attract a surge of applicants eager to secure loans at a manageable 12% monthly interest rate, compared to the prevailing 30% or more charged by nobles.
The introduction of the new currency, Sol, added another layer of innovation, as all loans would be disbursed in Sol rather than Ran. This marked the beginning of the currency's active circulation and ensured its integration into the local economy.
For business-related loans, the contract stipulated that borrowers must agree to accept Sol as a valid form of payment within their establishments. To further support this transition, the bank offered additional incentives by installing card readers in these businesses.
To ensure smooth adoption, the bank also provided training for designated staff on the operation of these card readers and offered guidance on managing transactions effectively. This setup created a mutually beneficial arrangement, enhancing business operations while promoting the widespread use of Sol—truly a win-win scenario for both the bank and local enterprises.
After finishing the conversation with Nora and wrapping up my tasks, I excused myself from her office to proceed with my agenda. My next stop was the Normandy Mall to complete similar preparations, followed by returning to the bank for its grand opening, and later heading back to the mall for its own grand opening. I decided to call a carriage from Apollo Transportation, which was part of the innovative new fleet introduced alongside the motels.
Upon arriving at the Normandy Mall, I entered through the staff entrance to focus on the final touches. I carefully reviewed the merchandise once more, ensuring the placement of goods in each storefront was precise and appealing. Following that, I checked with the staff to confirm the proper setup of mana cash registers and card readers across all the stores.
After that I then left back for the Bank for it was now 11:30 and the grand opening ceremony was soon to begin
After I arrived back at the bank I then got ready by looking over the script for my speech then straightened up my outfit, then opened the main entrance doors of the bank.
After opening the doors there were over 1,000 people in my view shaken for a moment. I then took a deep breath and then continued to the stand there. I then started my speech mana amplifying my voice so all could hear.
"Ladies and gentlemen, distinguished guests, and valued members of our community, Good evening and welcome! My name is Owen, and it is my honor to stand before you today as we gather to celebrate the grand opening of the Bank of Apollo. This moment is more than the launch of a financial institution—it is the unveiling of a vision, a commitment, and a promise to the community we serve.
The name "Apollo" itself carries weight and meaning. Apollo represents light, fortune, and progress. Just as the sun guides us through each day, the Bank of Apollo aims to be a guiding light for all your financial aspirations—a beacon of trust, innovation, and security.
This institution is not merely about transactions or ledgers; it is about people. It's about creating an environment where financial tools are not only accessible but empowering. Our goal is to bridge gaps, to build opportunities, and to foster a system where inclusivity and fairness thrive. With every loan, savings account, or investment, we strive to invest not just in financial growth, but in personal growth and community development.
As you walk through these halls, you will see cutting-edge technology, thoughtfully designed spaces, and a dedicated team ready to serve. But more than that, you'll find a reflection of the values that guide us: integrity, innovation, and above all, a relentless pursuit of excellence.
We are here to support the dreamers and the doers—to provide the tools for families to build brighter futures, for businesses to take that next bold step, and for individuals to achieve what once seemed impossible. The Bank of Apollo is a partner, a collaborator, and an unwavering supporter of your endeavors.
To our team—thank you for your tireless efforts in bringing this vision to life. Your commitment and passion make this moment possible. To our community—thank you for believing in this dream and joining us on this journey. This bank is not just ours; it is yours. Together, we will write a story of progress, prosperity, and lasting impact.
Let this day mark the beginning of something extraordinary. The Bank of Apollo is more than a building or a brand; it is a movement, and it is here to serve you. So, without further ado, I invite you all to explore what the Bank of Apollo has to offer. Let's celebrate this new chapter together, and here's to a future filled with success, collaboration, and growth.
Thank you, and welcome to the Bank of Apollo!"
After delivering my speech, I ceremoniously cut the vibrant red ribbon, marking the official opening of the establishment. As the ribbon fell, the Press eagerly stepped forward to capture the moment with a Mana photograph, capturing the magic in the air.
I then carefully moved the ribbon stand aside, clearing the path for the waiting crowd. With an inviting gesture, I welcomed the people to step inside and explore the space, allowing excitement and curiosity to fill the atmosphere as they ventured into the newly opened venue.
After that I then went over to the mall where I then did a similar thing,
"Good evening, everyone, and welcome!
Today is not just the unveiling of a building—it's the beginning of a new chapter for our community. Normandy Mall stands as a testament to innovation, collaboration, and shared dreams. It's a space designed to be more than a destination for shopping. It's an experience. A place where families can gather, friends can meet, and moments can be shared.
This mall was built with the vision of creating an inclusive, vibrant hub where every individual finds a reason to smile. Whether you're here to discover exciting new brands, enjoy a meal, or simply take a stroll and soak in the atmosphere, Normandy Mall is here to cater to your every whim.
I want to take this opportunity to extend my heartfelt gratitude to everyone who made this day possible. To the architects who turned blueprints into reality; to the tireless workers who brought this mall to life with their unwavering commitment; to the local businesses who saw the promise in Normandy Mall and joined us in this venture—we thank you. This mall is yours just as much as it is ours.
This wouldn't have been possible without the community. Your support and enthusiasm have been the cornerstone of Normandy Mall's journey. We envision this space as a reflection of our community's spirit: dynamic, diverse, and thriving.
As we cut the ribbon today, let this act symbolize more than an opening. Let it mark the start of countless opportunities, the forging of new relationships, and the creation of memories that will be cherished for years to come, So, without further ado, let us welcome the future—welcome to Normandy Mall!".