Cherreads

Chapter 12 - Laying the Foundation

Nash leaned back in his chair, staring at the ceiling. A few months ago, money had felt like a dead weight—never enough, always slipping through his fingers. He was sick of scraping by, of feeling like he was one bad break away from being completely stuck. If he wanted real freedom, real security, he had to be smart. No more aimless hustling. No more random gigs. Every move needed to count.

Nash scrolled through his phone, reading up on short-term investments. The system had recommended exploring them, and he wasn't about to jump in blindly. Not yet.

Equinox-00: Investment exploration task initiated. Suggested categories: Low-risk, Moderate-risk, High-risk. Information curated.

A neatly organized interface appeared on his screen, breaking down various investment options.

Low-risk:

High-Yield Savings Account – Minimal risk. Provides steady but slow growth.

Government Bonds – Extremely safe. Low returns, but reliable.

Moderate-risk:

Index Funds – Invests in multiple companies at once. Balanced growth and stability.

High-risk:

Stocks & Cryptocurrency – High volatility. Potential for large returns or significant losses.

Nash rubbed his chin, scanning the details.

"So… basically, the first two are as exciting as watching paint dry. The third one's decent, and the last one's either a jackpot or a slap in the face."

Equinox-00: Crude interpretation. Acceptable accuracy.

He smirked. "Yeah, yeah. But I'm not throwing money at anything yet. Just taking notes."

Equinox-00: Noted. Task saved for later execution.

Nash stretched his arms. It had been a long day, and his brain was starting to lag.

Equinox-00: Sleep optimization recommended. Rest supports cognitive function and decision-making efficiency.

"Yeah, I got that part, thanks." He tossed his phone onto his desk and collapsed into bed.

-----------------

The next morning, Nash woke up to sunlight filtering through his window. He blinked groggily before grabbing his phone.

Equinox-00: Daily Task Activation: Complete a 30-minute workout. Complete assigned activities for incremental improvements.

He sighed but got up anyway. Shower first. Breakfast next. Something balanced—eggs, toast, and a fruit smoothie. As he ate, he scrolled through the news, checking for any interesting trends.

Once finished, he laced up his sneakers and stepped outside for a jog. The crisp morning air bit at his skin, sharp but refreshing. He pulled his hoodie tighter, keeping his head down as he passed the occasional jogger. The steady rhythm of his feet against the pavement was grounding, a small bubble of control in an otherwise unpredictable world. No small talk, no expectations. Just motion.

Equinox-00: Physical Task in progress. Endurance tracking initiated.

"You really love tracking everything, huh?"

Equinox-00: Performance measurement is essential for growth.

"Right, right." Nash increased his speed slightly, feeling the burn in his legs.

By the time he returned home, he was breathing heavily but feeling good. A notification popped up.

Equinox-00: Daily Task Complete: Exercise. Minor physical enhancement applied. Stamina increased. Confidence slightly boosted.

He exhaled, checking his reflection in the mirror as he wiped sweat from his face. "At this rate, I'll be a damn model in a year."

Equinox-00: Projection unrealistic. Incremental improvements do not equate to drastic physical transformations within such a timeframe.

Nash rolled his eyes. "It was a joke."

Equinox-00: Detecting sarcasm… Adjusting response settings.

He chuckled, shaking his head. The system was evolving too, just in its own weird, robotic way.

After freshening up and having a balanced breakfast, Nash sat back at his desk. Now, it was time to solidify his online presence. Having a portfolio was good, but he needed more visibility.

Equinox-00: Task Recommendation: Register on freelance platforms for increased job opportunities.

He had already looked into the best ones:

Upwork – Competitive but professional.

Fiverr – Quick gigs, lower pay at first.

Toptal – Exclusive, high-paying but difficult to enter.

He decided to start with Upwork and Fiverr. After signing up, he optimized his profiles:

Profile Picture: A clean, professional headshot. No random selfies.

Bio: Clear, direct, highlighting his skills.

Skills & Services: Web development, automation, Python scripting.

Equinox-00: Profile Optimization Score: 85%. Suggestions: Strengthen keywords, include portfolio samples.

Nash nodded. He uploaded his previous projects, adding descriptions to showcase his experience.

Once satisfied, he sat back. His digital footprint had expanded. Now, he just needed clients.

Before Nash could put any money in, he had to set up an account. He navigated to a popular brokerage platform and started filling out the details.

Equinox-00: Brokerage account creation detected. Assisting with setup.

The system streamlined the process, auto-filling some sections and highlighting areas he needed to review. Nash glanced at the recommendations—tax-efficient account types, security settings, risk preferences.

"Damn, you're thorough."

Equinox-00: Efficiency is optimal.

After linking his bank account, Nash confirmed the setup. A notification popped up:

Account activated. Funds available for investment: $425.

With that done, Nash returned to the investment section. He had explored the options; now it was time to put money in.

"Alright, let's do this." He pulled up his saved research.

Nash exhaled, fingers hovering over the screen. He had $425 to work with. Enough to make a move, but not enough to afford reckless mistakes.

Equinox-00: Risk assessment initiated. Scanning selected options.

Two investment choices appeared on-screen:

Option 1: A mid-risk index fund. Balanced growth, lower volatility. Safe, but slow.

Option 2: A high-risk tech startup stock. Potential for major returns, but unpredictable.

Equinox-00: Projected outcome probabilities: Index fund—74% chance of steady growth, low risk of loss. Tech stock—42% chance of significant gain, 58% risk of downturn.

Nash tapped his fingers against the desk. The index fund was the logical choice. But a small part of him itched for something bolder.

"Alright. $300 into the index fund. $125 into the tech stock." A safe base with a risky bet. He could live with that.

Equinox-00: Allocation confirmed. Monitoring market fluctuations. Adjustments recommended as necessary.

"Let's hope I don't regret this," Nash muttered.

Equinox-00: Regret is unproductive. Adapt accordingly.

He smirked. "You're starting to sound like a life coach."

Equinox-00: Incorrect. I am an advanced assistance system.

"Right, sure."

Still, he had to admit, this felt good. He had a plan. He had structure. A month ago, he was just drifting. Now? He was building something.

For the first time in a long time, Nash felt like he was moving forward.

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